Which term is the state and federal program for low-income individuals?

Which term is the state and federal program for low-income individuals?

• A. Medicaid
• B. Medicare
• C. Deductible
• D. Nursing Home Resident Rights

Answer: (A)

Medicaid is the joint state–federal program that provides health coverage for people with limited income and resources. It is funded by both the federal government and the states, with each state administering its own program within federal guidelines. Eligibility is means-tested, meaning income and resources determine whether someone qualifies, and many residents in nursing facilities rely on Medicaid to help pay long-term care costs when private funds aren’t enough. This program is different from Medicare, which primarily serves people 65 and older (and some younger people with disabilities) and is funded through payroll taxes. A deductible is a cost you pay before insurance starts to pay, not a program for low-income individuals. Nursing Home Resident Rights refer to the protections residents have within facilities, not a funding program. So, for the description of a state and federal program for low-income individuals, Medicaid is the fit.

Medicaid is the joint state–federal program that provides health coverage for people with limited income and resources. It is funded by both the federal government and the states, with each state administering its own program within federal guidelines. Eligibility is means-tested, meaning income and resources determine whether someone qualifies, and many residents in nursing facilities rely on Medicaid to help pay long-term care costs when private funds aren’t enough. This program is different from Medicare, which primarily serves people 65 and older (and some younger people with disabilities) and is funded through payroll taxes. A deductible is a cost you pay before insurance starts to pay, not a program for low-income individuals. Nursing Home Resident Rights refer to the protections residents have within facilities, not a funding program. So, for the description of a state and federal program for low-income individuals, Medicaid is the fit.